How To Receive Adsense Earnings Into Nigeria Bank Account

 As we already known nowadays most Bloggers monetize their blogs using Adsense Ads (the best advertising platform for both advertisers and publishers), but at same time  some find it difficult to receive their Adsense Earnings to be transfer Nigerian bank Accounts. The method of payment used before is through Paypal which is not acceptable in Nigeria before Adsense think of making things easier for Nigerian Publishers to receive their earnings.

Although Paypal is now acceptable in Nigerian but not yet available for withdrawing funds, why should you keep using Paypal when you have a better way to receive your Adsense earnings straight into your Nigerian Bank Account so its time you switch to the new method and forget about selling Paypal funds.

Full List of Nigerian Banks That Support International Wire Transfer from Google

  1. Diamond Bank Saving Account

  2. Access Bank

  3. UBA

  4. Zenith Bank

  5. ECO Bank

  6. First City Monument Bank

How Google Makes Payment To Her Publishers

Google pays in dollars and other hard currencies. If you have UK Adsense Account, then your payment in your Adsense will reflect British pound, if your account is Nigerian or US Adsense account, then you’d be credited in dollars ($).

How Nigerian Banks Pay You

But Nigerian banks won’t pay you in hard currency unless you have a Domiciliary Account. To get Domiciliary Account Nigerian banks would give guidelines that would be tasking for a beginner in the blogging industry to meet.

Alternative to Domiciliary Account for International Wire (Adsense Earnings) Transfer is Savings Accounts

Adsense Payments By Wire Transfer

A wire transfer is a method of electronic funds transfer that allows you receive funds directly into your bank account. Google sends your earnings in U.S. dollars or Euros, depending on your account currency, via international wire transfer to the bank of your choice and you get the money in the bank account you specify. This is a fast, simple, and secure method for receiving your payments.

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How Savings Account Works With Wire Transfer From Google

This is very simple: when you receive your earnings in Pounds or Dollars into your local savings account in Nigeria, your bank automatically converts such wire transfer into naira and credits your account in the equivalent. That has simply answer question about:  How do I receive Google Adsense payment in Nigeria?

That strongly depends on the exchange rate at the time the payment was made.

Which Nigerian Banks Support Wire Transfer For Google Adsense

Virtually all Nigerian Banks support international money transfer, BUT the downside is that most of them only accept across the border transfer when you have dom. account.

However, a few of them allow you to receive the dollar or Euros, or pounds equivalence of your ads earnings.

List Of Banks And The SWIFT-BIC Codes That Allow You To Withdraw Google Adsense Payment In Nigeria

  • Access Bank(Savings) –   ABNGNGLA

  • Diamond Bank  (Savings Extra)– DBLNNGLA

  • ECO Bank (Savings)– ECOCNGLA

  • First Bank (Savings)– FBNINGLA


  • Zenith Bank (Savings) – ZEIBNGLA

  • First City Monument Bank (FCMB)


Using any of the above banks, you’ll be able to receive Adsense earnings directly into savings account right here in Nigerian.

What is SWIFT-BIC Codes?

“The SWIFT Code is a standard format for Business Identifier Codes (BIC) and it’s used to uniquely identify banks and financial institutions globally – it says who and where they are. These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchanging messages.”—Transfer Wise

How You’ll Be Paid Through Wire Transfer

Once you reach the payout threshold, your revenue will be paid out once a month through a wire transfer to your bank account. To receive your payments, you’ll need to provide your bank account information in your AdSense account.

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Step By Step How To Link Nigerian Savings Account with Googles Adsense Payout

Follow the guide below to add your Nigerian savings account to your adsense account in other to start cashing out every month when threshold is reached.


Sign in to your AdSense account.


In the left navigation panel, click Settings


From the drop down menu, click Payments.


Click Add payment method.


Choose the radio button for “Wire transfer to bank account” and click Continue.


Enter your bank account information and click Confirm and continue.

NOTE:   If you need additional assistance locating your financial information, please contact your bank and ask for instructions for receiving a wire transfer from abroad.

If you’re a first timer, you need to know the threshold for payout.

Currency Address verification Form of payment entry PaymentThreshold Cancellation
Great British Pound (GBP) £10 £10 £60 £10
U.S. Dollar (USD) $10 $10 $100 $10
Euro (EUR) €10 €10 €70 €10

18 thoughts on “How To Receive Adsense Earnings Into Nigeria Bank Account”

  1. Everything is very open with a precise description of the challenges. It was really informative. Your site is extremely helpful. Thank you for sharing!|

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  4. nice tips. thanks bro. But pls, my channell have over 200$. but i can’t withdraw becuase i have not verified my address. pls any advice? am a youtuber

  5. Octavio Roubekas

    Thanks for sharing your thoughts. I truly appreciateyour efforts and I will be waiting for your next post thanks once again.

  6. Bro I have a blog without my personal adsense so a friend made me use his to blog. Now he requested the pay out with his access bank savings since October 2nd and he keeps telling me the money hasn’t arrived. Please help me, how true is that?

    1. Hi Bright, first, i cant tell how much you trust ur friend, if maybe he’s trying to play smart. i will suggest you verify from the Bank.
      Secondly, Adsense do not pay if your earning is not up to $100, & if your earning is up to $100, then i suggest your write to the support team to know why its been delayed or if there is a problem with your acct details.
      Hope this help? Will be glad to hear from you 🙂

      1. It’s over $100 before he requested. How do I contact his bank it’s not possible na. Also how do I write to support as Google don’t have a customer care services. More so has anybody experienced delay over a month using naira account?

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